Privacy Policy

1. Information We Collect

1.1 Personal Information

When you create an account or use our services, we may collect:

• Name and email address
• Company information (optional)
• Account credentials (securely hashed)
• Payment information (processed by Stripe)
• API usage data and statistics

1.2 Technical Information

We automatically collect certain technical information:

• IP address and geolocation data
• Browser type and version
• Device information
• Usage patterns and API requests
• Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

• Provide and maintain our placeholder image generation services
• Process payments and manage subscriptions
• Monitor API usage and enforce rate limits
• Improve our services and develop new features
• Communicate with you about your account and our services
• Comply with legal obligations and prevent fraud
• Provide customer support

3. Cookies and Tracking Technologies

We use cookies and similar technologies for:

• Essential Cookies: Required for basic functionality and security
• Analytics Cookies: To understand how you use our service
• Preference Cookies: To remember your settings and preferences
• Marketing Cookies: To provide relevant content and advertisements

You can manage your cookie preferences through our cookie consent banner or your browser settings.

4. Data Sharing and Disclosure

We may share your information with:

• Service Providers: Third-party vendors who help us operate our services (e.g., Stripe for payments, MongoDB for data storage)
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with mergers, acquisitions, or asset sales
• MoCoPo.Ai Suite: Other products in our suite for integrated functionality

We do not sell your personal information to third parties.

5. Data Security

We implement appropriate security measures to protect your information:

• Encryption in transit and at rest
• Secure authentication and authorization
• Regular security audits and monitoring
• Access controls and employee training
• Compliance with industry standards

6. Your Rights (GDPR/CCPA)

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your personal data
• Portability: Receive your data in a structured format
• Restriction: Limit how we process your data
• Objection: Object to certain types of processing
• Opt-out: Withdraw consent for marketing communications

7. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers, including:

• Adequacy decisions by the European Commission
• Standard Contractual Clauses (SCCs)
• Binding Corporate Rules
• Certification schemes

8. Data Retention

We retain your information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Improve our services

Account data is typically retained for 7 years after account closure for legal and business purposes.

9. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending you an email notification
• Displaying a prominent notice on our service

11. Contact Information

12. Specific Regional Information

12.1 European Union (GDPR)

If you are located in the EU, your data is processed under the General Data Protection Regulation (GDPR). Our lawful basis for processing includes:

• Contract performance
• Legitimate interests
• Legal compliance
• Consent (where applicable)

12.2 California (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and how it's used.

12.3 Other Jurisdictions

We comply with applicable privacy laws in all jurisdictions where we operate, including but not limited to the UK Data Protection Act, Canada's PIPEDA, and Australia's Privacy Act.